Jack Humphres has been working in the financial sector since 2012. All of them have decades of experience working in the mortgage industry. The other co-founders are Christopher Rutherford, Christopher Bocz, and Devon Judge. Jack Humphres is the Co-Founder and CEO of ClickStart Mortgage. Some lenders ClickStart Mortgage works with are AmeriSave Mortgage, Rocket Mortgage, LoanDepot, Caliber Home Loans, Homepoint, and many others. – Then, select the best offer that suits your needs the most. – Thirdly, ClickStart Mortgage compares interest rates with their wholesale network of lenders. – Secondly, get options based on the criteria. – First, complete the mortgage pre-approval request. The different kinds of loans available with ClickStart Mortgage are Home Purchases, Home Refinancing, Home Equity Lines of Credit, and Debt Consolidation. Since ClickStart Mortgage sources their clients themselves and are not employed by these lenders, they are able to offer ClickStart Mortgage at much better pricing, and in return, ClickStart passes that savings on to their customers. ClickStart mortgage has built strategic relationships with these large lenders, which have allowed them access to use a backdoor wholesale side not offered to retail clients. They are obtained when a consumer uses a 3rd party lender like ClickStart Mortgage to negotiate rates on their client’s behalf. Cheaper, more convenient, and easier to qualify. Wholesale Interest rates are the exact opposite. From employee payroll, large executive salaries, and office expenses to a multi-million-dollar yearly advertising budget, several contributing factors are costing the end consumer more money and leaving them with higher interest rates. These companies have a lot of overhead expenses. They are obtained when a normal consumer reaches out to a big box lender directly, i.e., Rocket Mortgage, LoanDepot, AmeriSave, Wells Fargo, Chase, Bank of America, etc. What’s the difference between retail interest rates and wholesale interest rates? Retail interest rates are what 90% of people get when they apply for a mortgage. Saving them thousands of dollars compared to traditional lending. Due to these relationships, ClickStart Mortgage can offer its customers lower rates and better terms. All it took was technology, time, and effort to build a strategic relationship with the country’s most reputable lenders. ClickStart Mortgage has discovered a way to tackle this problem firsthand. It not only costs more money but also negatively impacts the client experience. Traditional retail lending is no longer benefiting the end consumer. They are based out of Scottsdale, Arizona. In today’s market, where interest rates are rising, and inflation is making it harder for everyday Americans to afford a home, ClickStart Mortgage emerges as an innovative marketplace that offers cheaper wholesale pricing from the top mortgage lenders in the country. This enables us to continue our business relationship with you.ClickStart Mortgage Emerges as The Most Affordable Option for Borrowers Portfolio loan solutions for borrowers who require a non-traditional approach to home financingĪfter your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. Financing for new builds, second homes and investment properties We offer a growing range of home loan and refinancing options. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning. Unlike many banking institutions, mortgages are our only business. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions. is part of a customer-centric culture that concentrates on you. A mortgage lender created by industry experts who understand the challenges of today’s home financing market.
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